Banking, reimagined.
One account for fiat. Send, receive, exchange, and spend iUSD – all from a single, beautifully designed platform.
Everything your business needs
to move money globally
Multi-Currency
Hold and exchange XAF, XOF, USD, GBP, EUR and more — all in one account.
Instant Transfers
Send and receive money in seconds. No borders, no waiting, no hidden fees.
Bank-Grade Security
256-bit encryption, biometric auth, and secure vault storage for assets.
Virtual Cards
Create disposable virtual cards instantly. Freeze or cancel with one tap.
Real-Time Exchange
Swap between fiat and digital balances at live market rates.
Get started in 3 steps
No paperwork, no waiting. Your new financial life is minutes away.
Create your account
Sign up in under 2 minutes. No paperwork, no branches.
Add your currencies
Fund your wallets with fiat, stablecoins, or crypto.
Send, exchange & spend
Manage everything from one beautiful dashboard.
Loved by users
"DigitalCap FX transformed our cross-border treasury. Institutional-grade FX rates and an incredibly intuitive platform. We wouldn't go back."
Amara Okonkwo
CFO, Flutterwave
"We cut international payment costs by 40%. Settling in 12 countries now happens without any of the friction we had with traditional banking."
David Mensah
Head of Finance, Jumia
"The OTC desk gives us liquidity depth we simply could not find anywhere else on the continent. Their response time is exceptional."
Sarah Adeyemi
Treasury Manager, MTN
Why switch to DigitalCapFx?
See how we compare to traditional banks. The difference speaks for itself.
Frequently asked questions
Everything you need to know about DigitalCapFx. Can't find an answer? Reach out to our support team.
Absolutely. All fiat funds are held in segregated accounts at partner banks. We use 256-bit encryption, biometric authentication, and cold storage for digital assets. Your account is protected to the highest industry standards.
We support USD, EUR, GBP, CAD, XAF, XOF, and multiple other global fiat currencies alongside stablecoins like USDT and USDC and major cryptocurrencies.
Locally, bank transfers settle instantly. Cross-border payments and currency conversions execute in seconds, ensuring real-time settlement.
No. All conversion rates and transaction fees are fully transparent and displayed on the interface before you click confirm.
Yes. In addition to instant virtual cards, you can request a contactless physical debit card to spend from your multi-currency balances directly.
Simply click 'Get Started' to verify your business details. Verification is entirely online and typically takes less than two minutes.